{"id":9025546,"date":"2016-12-12T08:00:27","date_gmt":"2016-12-12T07:00:27","guid":{"rendered":"http:\/\/www.gremicat.es\/?p=9014"},"modified":"2016-12-12T08:00:27","modified_gmt":"2016-12-12T07:00:27","slug":"planes-de-pensiones-2","status":"publish","type":"post","link":"https:\/\/www.gremicat.es\/en\/planes-de-pensiones-2\/","title":{"rendered":"IRPF 2016: PLANES DE PENSIONES"},"content":{"rendered":"<p style=\"text-align: justify; font-size: 18px;\">Con el final del a\u00f1o a la vista\u00a0existen a\u00fan algunas oportunidades para los contribuyentes de\u00a0rebajar la factura del\u00a0impuesto de la renta\u00a0(IRPF) que se tendr\u00e1 que presentar la pr\u00f3xima primavera para ajustar las cuentas con el fisco sobre lo\u00a0ganado a lo largo del 2016.<\/p>\n<p>[texto_central]<\/p>\n<p style=\"text-align: justify;\">Con los planes de pensiones, a pesar de que el l\u00edmite de aportaci\u00f3n anual deducible se redujo de 10.000 a 8.000 euros, el\u00a0ahorro fiscal puede alcanzar hasta 45 de cada 100 euros invertidos, y se mantiene como uno de los principales instrumentos para\u00a0reducir la carga fiscal, es decir, para que salga a pagar menos o para aumentar la devoluci\u00f3n que se recibir\u00e1.<\/p>\n<p style=\"text-align: justify;\">En Catalunya este puede llegar hasta 48, ya que la tarifa en la parte auton\u00f3mica es m\u00e1s elevada. Este instrumento de previsi\u00f3n social es el \u00fanico con el que se puede reducir el importe\u00a0de la base imponible sobre la que luego se aplica la tarifa del impuesto.<\/p>\n<p style=\"text-align: justify;\">Hasta 26.667 euros de ingresos anuales operan como l\u00edmite deducible los 8.000 euros de aportaci\u00f3n; mientras que por debajo de esa renta el tope es el 30% de los rendimientos del trabajo o de las actividades econ\u00f3micas.<\/p>\n<p style=\"text-align: justify;\">Se trata de optar entre obtener ahorros fiscales inmediatos o\u00a0diferir el pago de impuestos\u00a0al futuro, en el momento de la\u00a0jubilaci\u00f3n.<\/p>\n<p style=\"text-align: justify;\">Las gestoras de planes y fondos de pensiones ultiman sus campa\u00f1as para captar nuevos part\u00edcipes o para que los existentes apuren las aportaciones hasta el m\u00e1ximo deducible.<\/p>\n<p style=\"text-align: justify;\">Para ampliar esta informaci\u00f3n consulte con <a style=\"color: #e4003c;\" href=\"\/asesoria-fiscal-contable-barcelona\/\">Asesor\u00eda Fiscal<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Con el final del a\u00f1o a la vista\u00a0existen a\u00fan algunas oportunidades para los contribuyentes de\u00a0rebajar la factura del\u00a0impuesto de la <span>&#8230;<\/span><\/p>\n","protected":false},"author":1,"featured_media":9025547,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[867,1],"tags":[],"class_list":["post-9025546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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