{"id":9036243,"date":"2024-02-28T07:00:48","date_gmt":"2024-02-28T07:00:48","guid":{"rendered":"https:\/\/www.gremicat.es\/?p=9036243"},"modified":"2024-02-27T11:34:34","modified_gmt":"2024-02-27T11:34:34","slug":"embargament-de-comptes-bancaris-amb-diversos-titulars-que-podem-fer","status":"publish","type":"post","link":"https:\/\/www.gremicat.es\/ca\/embargament-de-comptes-bancaris-amb-diversos-titulars-que-podem-fer\/","title":{"rendered":"Embargament de comptes bancaris amb diversos titulars: Qu\u00e8 podem fer?"},"content":{"rendered":"\t\t
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L'embargament de comptes bancaris \u00e9s una cosa corrent, quan es t\u00e9 un deute que no es paga, i el creditor (al qual li devem) interposa demanda i el jutjat embargo no paga a una administraci\u00f3. qu\u00e8 succeeix si el compte bancari t\u00e9 2 titulars? o si t\u00e9 4?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\u00a0<\/p>

L’\u00fanica cosa que pot embargar un Jutjat o una Administraci\u00f3 (recordem que Hisenda, Seguretat Social, Ajuntaments, Diputacions, etc., tots poden tamb\u00e9 embargar), s\u00f3n els b\u00e9ns del deutor. No pot embargar els b\u00e9ns d’altres persones. Els cotitulars dels comptes ni deuen ni poden assumir l’embargament. La jurisprud\u00e8ncia ho ha deixat molt clar al llarg del temps.<\/span><\/p>

L’embargament de comptes bancaris \u00e9s una cosa habitual en les execucions civils. Aix\u00f2 \u00e9s, quan es t\u00e9 un deute que no es paga, el creditor (al qual li devem) interposa demanda. Si no ens defensem o ens defensem i perdem, comen\u00e7ar\u00e0 l’execuci\u00f3 civil. Malgrat el nom tan terror\u00edfic que t\u00e9, l’execuci\u00f3 civil \u00e9s el que popularment es coneix com a embargaments.<\/span><\/p>

Els embargaments s\u00f3n dels b\u00e9ns de l’executat, \u00e9s a dir el demandat que ha perdut la ra\u00f3 i ara el jutjat pot buscar b\u00e9ns per a complir amb el pagament del deute. El m\u00e9s b\u00e0sic que perseguir\u00e0 el jutjat \u00e9s els diners en efectiu, i per a aix\u00f2 far\u00e0 un escombratge de comptes bancaris.<\/span><\/p>

En aquests casos, hem de preguntar-nos: qu\u00e8 succeeix si el compte bancari t\u00e9 2 titulars? o si t\u00e9 4?<\/span><\/p>

L’\u00fanica cosa que pot embargar un jutjat o una administraci\u00f3 (recordem que Hisenda, Seguretat Social, Ajuntaments, Diputacions, etc., tots poden tamb\u00e9 embargar), s\u00f3n els b\u00e9ns del deutor. No pot embargar els b\u00e9ns d’altres persones. Els cotitulars dels comptes ni deuen ni poden assumir l’embargament. La jurisprud\u00e8ncia ho ha deixat molt clar al llarg del temps.<\/span><\/p>

La Llei d’Enjudiciament Civil disposa que es presumeix que en un compte al 50%, la meitat dels fons s\u00f3n d’una persona, i l’altra meitat de l’altra. Tot aix\u00f2 tret que pugui demostrar-se que la persona A, \u00e9s la que ha proporcionat el 100% dels fons i la persona B el 0%. Si aquest fos el cas, seria possible que els diners del compte bancari fos embargat tant al 100% com al 0%.<\/span><\/p>

Per conseg\u00fcent, el consell principal \u00e9s: mai deixi que li arribi un embargament, sempre intenti controlar el resultat. Els embargaments s\u00f3n horribles, perqu\u00e8 bloquegen la vida de les persones. Per tant, sempre millor arribi a un acord de pagament abans que tenir embargaments que li dificultaran la vida i li donaran sobresalts innecessaris.<\/span><\/p>

No obstant aix\u00f2, si el resultat \u00e9s incontrolable, i rep un embargament sorpresa en un compte amb diversos titulars, la idea \u00e9s compar\u00e8ixer amb advocat i procurador si \u00e9s un \u00f2rgan judicial, o b\u00e9 acudir a l’administraci\u00f3 p\u00fablica si \u00e9s aquest l’organisme embargador.<\/span><\/p>

S’haur\u00e0 d’aportar un certificat de titularitat, s’haur\u00e0 d’aportar un certificat de saldo i moviments dels \u00faltims 6 mesos. Fins i tot, si vost\u00e8 t\u00e9 n\u00f2mina, pensi\u00f3 o atur, i ja li estan embargant, haur\u00e0 d’acudir perqu\u00e8 alcin l’embargament i li retornin el 100% dels fons. Recordem que una persona nom\u00e9s pot tenir un embargament en la seva vida, no pot tenir m\u00e9s d’un.<\/span><\/p>

Si jo ja tinc la n\u00f2mina, pensi\u00f3 o prestaci\u00f3 embargada, no em poden embargar m\u00e9s. El recomanable \u00e9s que busqui ajuda d’un professional per a parar el cop i que es faci just\u00edcia.<\/span><\/p>



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Per a ampliar aquesta informaci\u00f3 consulti amb <\/span>Assessoria Jur\u00eddica<\/span><\/a><\/p>

Si t’ha semblat interessant comparteix-ho en xarxes socials, gr\u00e0cies!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

L’embargament de comptes bancaris \u00e9s una cosa corrent, quan es t\u00e9 un deute que no es paga, i el creditor …<\/span><\/p>\n","protected":false},"author":1,"featured_media":9036249,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[],"class_list":["post-9036243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal-cat"],"yoast_head":"\nEmbargament de comptes bancaris amb diversos titulars: Qu\u00e8 podem fer? - gremicat<\/title>\n<meta name=\"description\" content=\"L'embargament de comptes bancaris \u00e9s una cosa corrent, quan es t\u00e9 un deute que no es paga, i el creditor (al qual li devem) interposa demanda i el jutjat embargo no paga a una administraci\u00f3. qu\u00e8 succeeix si el compte bancari t\u00e9 2 titulars? o si t\u00e9 4?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gremicat.es\/embargo-de-cuentas-bancarias-con-varios-titulares-que-podemos-hacer\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Embargament de comptes bancaris amb diversos titulars: Qu\u00e8 podem fer? 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