{"id":9026014,"date":"2017-05-31T08:00:25","date_gmt":"2017-05-31T07:00:25","guid":{"rendered":"http:\/\/gremicat.es\/?p=9734"},"modified":"2017-05-31T08:00:25","modified_gmt":"2017-05-31T07:00:25","slug":"fogasa-prestecs-a-empreses-en-dificultats","status":"publish","type":"post","link":"https:\/\/www.gremicat.es\/ca\/fogasa-prestecs-a-empreses-en-dificultats\/","title":{"rendered":"FOGASA. Pr\u00e9stecs a empreses en dificultats"},"content":{"rendered":"<p style=\"text-align: justify; font-size: 18px;\">Si una empresa deu diverses mensualitats als seus treballadors existeix una l\u00ednia de finan\u00e7ament mitjan\u00e7ant la qual el FOGASA (Fons de Garantia Salarial) realitza els pagaments als treballadors i concedeix ajornaments d&#8217;aquests deutes laborals.<\/p>\n<p>[texto_central]<\/p>\n<p style=\"text-align: justify;\">Per a aix\u00f2, pot sol\u00b7licitar al FOGASA un acord de devoluci\u00f3 de quantitats. La mesura consisteix en el seg\u00fcent:  <\/p>\n<p style=\"text-align: justify;\"><em>-El FOGASA es fa c\u00e0rrec d&#8217;abonar els salaris i indemnitzacions que l&#8217;empresa degui als treballadors. \u00c9s a dir: paga aquestes quanties de forma directa als afectats (els diners no passen per l&#8217;empresa).<\/em> <\/p>\n<p style=\"text-align: justify;\"><em>-Posteriorment, l&#8217;empresa haur\u00e0 de retornar-li aquests diners de forma ajornada. <\/em><\/p>\n<p style=\"text-align: justify;\">En tot cas, les quanties avan\u00e7ades pel FOGASA tenen uns topalls m\u00e0xims. Si el deute supera aquests topalls, l&#8217;empresa respondr\u00e0 de l&#8217;exc\u00e9s directament davant els treballadors. Vegi quins s\u00f3n:  <\/p>\n<p style=\"text-align: justify;\"><em>-Salaris. Si el deute \u00e9s de salaris, el l\u00edmit m\u00e0xim \u00e9s el resultat de multiplicar el doble del SMI diari (amb prorrata d&#8217;extres) pels dies de salari pendent de pagament, amb un topall de 120 dies. <\/em> <\/p>\n<p style=\"text-align: justify;\"><em>-Indemnitzacions. Si el deute \u00e9s una indemnitzaci\u00f3, el topall m\u00e0xim \u00e9s una anualitat de salari, sense que el salari diari a computar pugui excedir del doble del SMI. <\/em><\/p>\n<p style=\"text-align: justify;\">Les quantitats ajornades reporten l&#8217;inter\u00e8s legal del diner (un 3% en 2017). Aix\u00ed mateix, el termini m\u00e0xim que t\u00e9 l&#8217;empresa per retornar la quantia \u00e9s el seg\u00fcent: <\/p>\n<p style=\"text-align: justify;\"><em>-Si l&#8217;empresa acorda amb el FOGASA retornar-li la quantia en un \u00fanic venciment, el termini m\u00e0xim \u00e9s de dos anys.<\/em> <\/p>\n<p style=\"text-align: justify;\"><em>-Si es fracciona el deute (si es retorna en diversos terminis), el termini m\u00e0xim de devoluci\u00f3 \u00e9s de vuit anys. Per tant, \u00e9s recomanable que en la sol\u00b7licitud es demani el fraccionament, per disposar d&#8217;un major termini de devoluci\u00f3.   <\/em><\/p>\n<p style=\"text-align: justify;\">No totes les empreses poden accedir a aquest tipus d&#8217;ajornament: el FOGASA ho reserva a empreses que es trobin en especials dificultats (en concurs de creditors, que poden ser afectades per un embargament&#8230;). Aix\u00ed mateix, per sol\u00b7licitar-ho: <\/p>\n<p style=\"text-align: justify;\"><em>-L&#8217;empresa haur\u00e0 de presentar una sol\u00b7licitud amb una mem\u00f2ria que detalli el deute, els treballadors afectats i els terminis de devoluci\u00f3 sol\u00b7licitats. <\/em><\/p>\n<p style=\"text-align: justify;\"><em>-Haur\u00e0 d&#8217;acreditar que l&#8217;empresa es mant\u00e9 activa i adjuntar la documentaci\u00f3 que provi les dificultats econ\u00f2miques (encara que no \u00e9s necessari que hi hagi un tribunal que, despr\u00e9s d&#8217;intentar executar el patrimoni de l&#8217;empresa, declari la seva insolv\u00e8ncia). <\/em> <\/p>\n<p style=\"text-align: justify;\"><em>-A m\u00e9s, haur\u00e0 d&#8217;oferir alguna garantia (de la pr\u00f2pia empresa o de tercers).   <\/em><\/p>\n<p style=\"text-align: justify;\">Per ampliar aquesta informaci\u00f3 consulti amb <a style=\"color: #e4003c;\" href=\"\/ca\/assesoria-laboral\/\">Assessoria laboral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si una empresa deu diverses mensualitats als seus treballadors existeix una l\u00ednia de finan\u00e7ament mitjan\u00e7ant la qual el FOGASA (Fons <span>&#8230;<\/span><\/p>\n","protected":false},"author":1,"featured_media":9026015,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[868,1],"tags":[],"class_list":["post-9026014","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-laboral","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FOGASA. 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