{"id":9025550,"date":"2016-12-12T08:00:45","date_gmt":"2016-12-12T07:00:45","guid":{"rendered":"http:\/\/www.gremicat.es\/?p=9016"},"modified":"2016-12-12T08:00:45","modified_gmt":"2016-12-12T07:00:45","slug":"plans-de-pensions","status":"publish","type":"post","link":"https:\/\/www.gremicat.es\/ca\/plans-de-pensions\/","title":{"rendered":"IRPF 2016: PLANS DE PENSIONS"},"content":{"rendered":"

Amb el final de l’any a la vista existeixen encara algunes oportunitats per als contribuents de rebaixar la factura de l’impost de la renda (IRPF) que s’haur\u00e0 de presentar la propera primavera per ajustar els comptes amb el fisc sobre all\u00f2 guanyat al llarg del 2016.<\/p>\n

[texto_central]<\/p>\n

Amb els plans de pensions, malgrat que el l\u00edmit d’aportaci\u00f3 anual dedu\u00efble es va reduir de 10.000 a 8.000 euros, l’estalvi fiscal pot aconseguir fins a 45 de cada 100 euros invertits, i es mant\u00e9 com un dels principals instruments per reduir la c\u00e0rrega fiscal, \u00e9s a dir, perqu\u00e8 surti a pagar menys o per augmentar la devoluci\u00f3 que es rebr\u00e0. <\/p>\n

A Catalunya aquest pot arribar fins a 48, ja que la tarifa en la part auton\u00f2mica \u00e9s m\u00e9s elevada. Aquest instrument de previsi\u00f3 social \u00e9s l’\u00fanic amb el qual es pot reduir l’import de la base imposable sobre la qual despr\u00e9s s’aplica la tarifa de l’impost.<\/p>\n

Fins a 26.667 euros d’ingressos anuals operen com a l\u00edmit dedu\u00efble els 8.000 euros d’aportaci\u00f3; mentre que per sota d’aquesta renda el topall \u00e9s el 30% dels rendiments del treball o de les activitats econ\u00f2miques.\u00a0<\/p>\n

Es tracta d’optar entre obtenir estalvis fiscals immediats o diferir el pagament d’impostos al futur, al moment de la jubilaci\u00f3.<\/p>\n

Les gestores de plans i fons de pensions ultimen les seves campanyes per captar nous part\u00edcips o perqu\u00e8 els existents apurin les aportacions fins al m\u00e0xim dedu\u00efble.<\/p>\n

Per ampliar aquesta informaci\u00f3 consulti amb Assessoria fiscal<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Amb el final de l’any a la vista existeixen encara algunes oportunitats per als contribuents de rebaixar la factura de …<\/span><\/p>\n","protected":false},"author":1,"featured_media":9025551,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[867,1],"tags":[],"class_list":["post-9025550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal","category-sin-categoria"],"yoast_head":"\nIRPF 2016: PLANS DE PENSIONS - gremicat<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gremicat.es\/ca\/plans-de-pensions\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IRPF 2016: PLANS DE PENSIONS - gremicat\" \/>\n<meta property=\"og:description\" content=\"Amb el final de l’any a la vista existeixen encara algunes oportunitats per als contribuents de rebaixar la factura de ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gremicat.es\/ca\/plans-de-pensions\/\" \/>\n<meta property=\"og:site_name\" content=\"gremicat\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-12T07:00:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gremicat.es\/wp-content\/uploads\/2016\/12\/planes-de-pensiones.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1\" \/>\n\t<meta property=\"og:image:height\" content=\"1\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"gremicat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"gremicat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/\"},\"author\":{\"name\":\"gremicat\",\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/#\\\/schema\\\/person\\\/ac1bfa0959d68dd45407bf1627d17534\"},\"headline\":\"IRPF 2016: PLANS DE PENSIONS\",\"datePublished\":\"2016-12-12T07:00:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/\"},\"wordCount\":266,\"publisher\":{\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.gremicat.es\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/planes-de-pensiones.jpg\",\"articleSection\":[\"Fiscal\",\"Sin categor\u00eda\"],\"inLanguage\":\"ca\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/\",\"url\":\"https:\\\/\\\/www.gremicat.es\\\/ca\\\/plans-de-pensions\\\/\",\"name\":\"IRPF 2016: PLANS DE PENSIONS - 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